TERMS AND CONDITIONS

Privacy Policy

Affiniti Insurance Solutions Limited (“Affiniti Insurance Solutions”) is committed to ensuring the privacy and integrity of information submitted by visitors to our web-site. All information of a personal nature submitted or provided by visitors will be treated confidentially and will not be disclosed to any person without express consent of the visitor concerned. However, disclosure or any information provided or submitted by a visitor may be made where such information is in the public domain or Affiniti Insurance Solutions is obliged in terms of any law, order of court, legal process or other lawful reason to disclose such information. 

Personal information may be disclosed to Affiniti Insurance Solutions employees, suppliers and marketing agents where this information is necessary for them to evaluate and enhance the product and services offered on this website.

Affiniti Insurance Solutions may disclose certain personal information of visitors, such as names, physical, postal and e-mail addresses to affiliated service providers for purposes of distributing promotional materials, newsletters, surveys and questionnaires or other information or material but only if a visitor has specifically indicated its willingness to receive such materials or information. 

Affiniti Insurance Solutions may provide third parties with general information that does not include particular personal information about visitors, such as their names and addresses, and which is intended to be used solely for compiling statistical or demographic information or otherwise abstract and non-personalised information. 

Affiniti Insurance Solutions does not and cannot control the confidentiality, access to or dissemination of information which is retrieved through the use of “cookies” or information retrieved through the collecting and storing of IP addresses of visitors to this website. 

A “cookie” is a computer file, which is transferred automatically from our web site to a visitor’s computer during an online session, and which enables Affiniti Insurance Solutions, its sponsors and advertisers to customise webpage content and to gather general information on the use and frequency of the visitor traffic. 

An IP address is an address assigned to your computer or server identifying it when conducting Internet activity. 

Affiniti Insurance Solutions does not support or encourage and will take all reasonable measures to ensure the prohibition and removal from this web-site of all material which is or is likely to be interpreted, in Affiniti Insurance Solutions’ opinion, as libellous, harmful, threatening, abusive, defamatory, indecent, obscene or pornographic. 

Copyright and Trademarks 

A visitor’s access to this web-site, and the information contained on it, does not in any way convey or transfer any right in or to the intellectual property rights of Affiniti Insurance Solutions or its customers’ data or information displayed or accessible from the website (including all text, layout, graphics, artworks, animation material and general representation of the website) or in any of the trademarks, copyright, designs, patents, domain names, know-how, confidential information, trade secrets or any other intellectual property rights which may vest in Affiniti Insurance Solutions or in the author, compiler, creator or licensor of such information. 

All Affiniti Insurance Solutions’ trademarks, logos, brands, domain names and other marks and intellectual property relating to this web-site, or any information contained or accessible from this web-site shall remain the sole and exclusive property of Affiniti Insurance Solutions and the relevant authors or licensors, and the visitor undertakes that he/she/it will not use, duplicate, distribute, disseminate, adapt, display, alter or otherwise deal with such intellectual property without Affiniti Insurance Solutions, the relevant licensor or author’s prior written approval. 

Copyright and all other intellectual property rights subsisting in any database/s maintained by Affiniti Insurance Solutions and relating to this web-site is owned by Affiniti Insurance Solutions or the relevant provider or supplier thereof. 

A visitor may only use information retrieved, viewed, downloaded or otherwise obtained by viewing this web-site, for his/her/its own personal and non-commercial use and such information and/or data may not be sold, resold, transmitted or otherwise made available or disseminated in any manner via any media to any third parties unless the prior written consent of Affiniti Insurance Solutions has been obtained. 

The visitor undertakes not to change or delete any proprietary notices contained in any material, data or information downloaded or otherwise retrieved from this web-site. Under no circumstances may a visitor use, duplicate, distribute, reverse, engineer, disassemble, decompile, reproduce, transcribe, store in a retrieval system, translate into any language or computer language, retransmit in any form or by any means, (electrical, mechanical, photo reproduction, recording on or otherwise) any of the material, information or content viewed, downloaded or otherwise retrieved from this web-site without the prior written consent of Affiniti Insurance Solutions. 

Presumption and Indemnity Clause The user of this site hereby indemnifies and holds Affiniti Insurance Solutions harmless against all and any loss, liability, action, law suits, proceedings, costs, demands, and damages of all and every kind, (including but not limited to, direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the failure or delay in the performance of the services offered on this website, or in the use of these services offered, information and / or images available on this web-site, whether due to Affiniti Insurance Solutions’ negligence or not.

Due to the lack of personal contact in online communication and transactions, Affiniti Insurance Solutions relies exclusively on the correctness and accuracy of information submitted and the good faith of its online customers. Failure to provide honest, accurate and complete disclosure may lead to the annulment of policies. 

Online customers must keep confidential their personal usernames and passwords, at all times. Affiniti Insurance Solutions shall be entitled to presume the authenticity and validity of any online communication or transaction and that the online customer is the originator of such online communication or transaction where the username and password of that online customer is used to gain access to, view and/or engage in any activity or transaction or service offered on this web-site. 

The online customer hereby indemnifies Affiniti Insurance Solutions, its employees, representatives and service providers and holds them harmless against any and all claims, losses and damages which Affiniti Insurance Solutions or any third party may incur as a result of reliance placed on any information, data and material furnished by a prospective policyholder or policyholder to Affiniti Insurance Solutions. 

Termination and Variation Affiniti Insurance Solutions reserves the right to alter, restrict and / or terminate the services on its website to the user in particular, or to the public in general, without notice or reason, or to revise these terms and conditions at any time. 

Such changes will be posted on this website and be deemed to have been accepted by the user if the user continues using the website. The obligation therefore will be on the user of this website to review these terms and conditions at regular intervals. 

General These terms and conditions will be governed by and construed in accordance with the laws of South Africa, and the user of this website will submit to the jurisdiction of the South African courts. 

Affiniti Insurance Solutions’ failure to exercise any particular right or provision of these terms and conditions shall not constitute a waiver of such right or provision.